{"id":635,"date":"2026-06-04T20:00:00","date_gmt":"2026-06-04T11:00:00","guid":{"rendered":"https:\/\/noteconomy.com\/?p=635"},"modified":"2026-06-04T15:12:18","modified_gmt":"2026-06-04T06:12:18","slug":"%eb%af%b8%ea%b5%ad-%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%9d%b5%eb%a5%a0-%ea%b3%84%ec%82%b0%eb%b2%95-%eb%8b%ac%eb%9f%ac-%ea%b8%b0%ec%a4%80%ea%b3%bc-%ec%9b%90%ed%99%94-%ea%b8%b0","status":"publish","type":"post","link":"https:\/\/noteconomy.com\/en\/%eb%af%b8%ea%b5%ad-%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%9d%b5%eb%a5%a0-%ea%b3%84%ec%82%b0%eb%b2%95-%eb%8b%ac%eb%9f%ac-%ea%b8%b0%ec%a4%80%ea%b3%bc-%ec%9b%90%ed%99%94-%ea%b8%b0\/","title":{"rendered":"\ubbf8\uad6d \uc8fc\uc2dd \uc218\uc775\ub960 \uacc4\uc0b0\ubc95, \u2018\ub2ec\ub7ec \uae30\uc900\u2019\uacfc \u2018\uc6d0\ud654 \uae30\uc900\u2019\uc758 \uac70\ub300\ud55c \uaca9\ucc28"},"content":{"rendered":"

\uc8fc\uac00 \uc0c1\uc2b9\uc758 \uae30\uc068 \ub4a4\uc5d0 \uc228\uc740 \ubcf5\ubcd1
\ub2ec\ub7ec \ubcc0\ub3d9\uc131\uc774 \ub9cc\ub4dc\ub294 \uc6d0\ud654 \uc218\uc775\ub960\uc758 \ucc29\uc2dc \ud604\uc0c1
\ud574\uc678 \ud22c\uc790\uc790\uac00 \ubc18\ub4dc\uc2dc \uad6c\ucd95\ud574\uc57c \ud560 \ud658\uc728 \ubc29\uc5b4\uc120<\/h2>\n\n\n
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\ud55c\uad6d \uc9c0\ud3d0\uc640 \ubbf8\uad6d \ub2ec\ub7ec \/ \uac8c\ud2f0\uc774\ubbf8\uc9c0\ubc45\ud06c<\/figcaption><\/figure>\n<\/div>\n\n\n

\ud574\uc678 \uc8fc\uc2dd \ud22c\uc790, \ud2b9\ud788 \ubbf8\uad6d \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud558\ub294 ‘\uc11c\ud559\uac1c\ubbf8’\uc758 \uaddc\ubaa8\uac00 \ud3ed\ubc1c\uc801\uc73c\ub85c \uc99d\uac00\ud558\uba74\uc11c \ubbf8 \ub300\ud615 \uae30\uc220\uc8fc\ub098 \uc9c0\uc218 \ucd94\uc885 ETF \ud22c\uc790\ub294 \uc774\uc81c \uad6d\ubbfc \uc7ac\ud14c\ud06c\uc758 \ubc18\uc5f4\uc5d0 \uc62c\ub790\uc2b5\ub2c8\ub2e4. \ub9e4\uc77c \ubc24 \ub274\uc695 \uc99d\uc2dc\uc758 \uc815\uaddc\uc7a5\uc774 \uc5f4\ub9ac\uba74 \ub9ce\uc740 \ud22c\uc790\uc790\uac00 \uc790\uc2e0\uc774 \ubcf4\uc720\ud55c \uc885\ubaa9\uc758 \uc8fc\uac00 \ub4f1\ub77d\uc5d0 \uc77c\ud76c\uc77c\ube44\ud558\uace4 \ud569\ub2c8\ub2e4. \uc8fc\uc2dd \uc571 \ud654\uba74\uc5d0 \ud45c\uc2dc\ub41c \ucd08\ub85d\uc0c9 \uc0c1\uc2b9 \ubd88\ube5b\uacfc \ub450 \uc790\ub9bf\uc218 \uc218\uc775\ub960\uc740 \ud22c\uc790\uc790\uc5d0\uac8c \uc790\uc0b0 \uc99d\uc2dd\uc758 \ucf8c\uac10\uc744 \uc548\uaca8\uc8fc\uae30\uc5d0 \ucda9\ubd84\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub300\ub2e4\uc218\uc758 \uac1c\uc778 \ud22c\uc790\uc790\uac00 \uac04\uacfc\ud558\ub294 \uce58\uba85\uc801\uc778 \uc0ac\uac01\uc9c0\ub300\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4. \ubc14\ub85c \uc2e4\uc9c8 \uc790\uc0b0\uc758 \ucd5c\uc885 \uadc0\uacb0\uc810\uc778 ‘\uc6d0\ud654(KRW) \uae30\uc900 \uc218\uc775\ub960’\uacfc \uc774\ub97c \uacb0\uc815\uc9d3\ub294 ‘\uc6d0\/\ub2ec\ub7ec \ud658\uc728’\uc758 \uc874\uc7ac\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\ubbf8\uad6d \uc8fc\uc2dd \ud22c\uc790\ub294 \ub2e8\uc21c\ud788 \uae30\uc5c5\uc758 \uc9c0\ubd84\uc744 \uc0ac\ub294 \ud589\uc704\ub97c \ub118\uc5b4, \ud544\uc5f0\uc801\uc73c\ub85c \ub300\ud55c\ubbfc\uad6d \uc6d0\ud654\ub97c \ubbf8\uad6d \ub2ec\ub7ec(USD)\ub85c \uad50\ud658\ud558\uc5ec \uc9d1\ud589\ud558\ub294 ‘\ud1b5\ud654 \uac04 \uac70\ub798’\uc785\ub2c8\ub2e4. \uc989, \uc11c\ud559\uac1c\ubbf8\ub294 \uc8fc\uc2dd\uc758 \ubcc0\ub3d9\uc131\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc678\ud658 \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc774\ub77c\ub294 \ub450 \uac1c\uc758 \ud1b1\ub2c8\ubc14\ud034\uc5d0 \ub3d9\uc2dc\uc5d0 \uc62c\ub77c\ud0c0 \uc788\ub294 \uc148\uc785\ub2c8\ub2e4. \ub178\ud2b8\ucf54\ub178\ubbf8\ub294 \uc624\ub298 \ubbf8\uad6d \uc8fc\uc2dd \ud22c\uc790\uc5d0\uc11c \uc8fc\uac00 \ubd84\uc11d\ub9cc\ud07c\uc774\ub098, \uc5b4\uca4c\uba74 \uadf8\ubcf4\ub2e4 \ub354 \uac15\ub825\ud558\uac8c \ucd5c\uc885 \uc131\uc801\ud45c\ub97c \uc88c\uc6b0\ud558\ub294 \ud658\uc728\uc758 \uba54\ucee4\ub2c8\uc998\uc744 \ud30c\ud5e4\uccd0 \ubcf4\uace0\uc790 \ud569\ub2c8\ub2e4. \ud658\uc728\uc744 \uace0\ub824\ud558\uc9c0 \uc54a\uc740 \ubaa9\ud45c \uc218\uc775\ub960 \uc124\uc815\uc774 \uc65c \uc704\ud5d8\ud55c \uc2e0\uae30\ub8e8\uc5d0 \ubd88\uacfc\ud55c\uc9c0, \uadf8\ub9ac\uace0 \uc774\ub97c \uc5b4\ub5bb\uac8c \uc804\ub7b5\uc801\uc73c\ub85c \ud1b5\uc81c\ud574\uc57c \ud558\ub294\uc9c0 \uc2ec\uce35 \ubd84\uc11d\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\ub2ec\ub7ec\ud654 \uc790\uc0b0\uc758 \uc774\uc911\uc8fc: \uc8fc\uac00\uc640 \ud658\uc728\uc758 \ubcf5\ud569 \ubc29\uc815\uc2dd<\/strong><\/p>\n\n\n

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\ubbf8\uad6d \uc8fc\uc2dd\uc758 \ucd5c\uc885 \uc218\uc775\ub960\uc740 \ud604\uc9c0 \uc8fc\uac00 \ubcc0\ub3d9\ub960\uacfc \uc6d0\/\ub2ec\ub7ec \ud658\uc728 \ubcc0\ub3d9\ub960\uc758 \ud569\uc0b0\uc73c\ub85c \uacb0\uc815\ub429\ub2c8\ub2e4. \/ \uc154\ud130\uc2a4\ud1a1<\/figcaption><\/figure>\n<\/div>\n\n\n

\ud574\uc678 \uc8fc\uc2dd\uc758 \ucd5c\uc885 \uc2e4\uc9c8 \uc218\uc775\ub960\uc740 \ub2e8\uc21c\ud55c \uacf5\uc2dd\uc73c\ub85c \uadc0\uacb0\ub429\ub2c8\ub2e4. \ubc14\ub85c ‘\uc8fc\uac00 \ubcc0\ub3d9\ub960 + \ud658\uc728 \ubcc0\ub3d9\ub960’\uc785\ub2c8\ub2e4. \ub9cc\uc57d \ub0b4\uac00 \ub9e4\uc218\ud55c \ubbf8\uad6d \uc8fc\uc2dd\uc774 \ud604\uc9c0 \uc2dc\uc7a5\uc5d0\uc11c 10% \uc0c1\uc2b9\ud588\ub354\ub77c\ub3c4, \uadf8 \uae30\uac04 \ub3d9\uc548 \uc6d0\/\ub2ec\ub7ec \ud658\uc728\uc774 10% \ud558\ub77d(\uc6d0\ud654 \uac00\uce58 \uc0c1\uc2b9)\ud588\ub2e4\uba74 \uc6d0\ud654\ub85c \ud658\uc0b0\ud55c \ub0b4 \uc2e4\uc9c8 \uc218\uc775\ub960\uc740 0%\uc5d0 \uc218\ub834\ud558\uac8c \ub429\ub2c8\ub2e4. \uc774\ub97c \uae08\uc735 \uacf5\ud559\uc5d0\uc11c\ub294 \ud658\ub178\ucd9c \uc0c1\ud488\uc758 ‘\ud658\ucc28\uc190’\uc774\ub77c\uace0 \ubd80\ub985\ub2c8\ub2e4. \ubc18\ub300\ub85c \uc8fc\uac00\ub294 \uc81c\uc790\ub9ac\uac78\uc74c\uc744 \uac78\uc5c8\uc9c0\ub9cc \ub2ec\ub7ec \uac00\uce58\uac00 \uae09\ub4f1\ud588\ub2e4\uba74, \uc549\uc544\uc11c ‘\ud658\ucc28\uc775’\uc744 \ub204\ub9ac\uba70 \uacc4\uc88c\uac00 \ubd88\uc5b4\ub098\ub294 \uacbd\ud5d8\uc744 \ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\ubb38\uc81c\ub294 \ub9ce\uc740 \ud22c\uc790\uc790\uac00 \ubaa9\ud45c \uc218\uc775\ub960\uc744 \uc124\uc815\ud560 \ub54c \uc624\uc9c1 ‘\uc8fc\uac00’\uc758 \uc6c0\uc9c1\uc784\ub9cc\uc744 \uacc4\uc0b0\uae30\uc5d0 \ub123\ub294\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 “\ub0b4 \ubaa9\ud45c \uc218\uc775\ub960\uc740 20%\uc57c”\ub77c\uace0 \uc120\uc5b8\ud558\uace0 \uc8fc\uac00\uac00 20%\uc5d0 \ub3c4\ub2ec\ud588\uc744 \ub54c \ub9e4\ub3c4 \ubc84\ud2bc\uc744 \ub20c\ub800\uc9c0\ub9cc, \ub9c9\uc0c1 \ud1b5\uc7a5\uc5d0 \ucc0d\ud78c \uc6d0\ud654 \uc608\uc218\uae08\uc740 \uae30\ub300\uce58\uc5d0 \ud55c\ucc38 \ubabb \ubbf8\uce58\ub294 \uacbd\uc6b0\uac00 \ud5c8\ub2e4\ud569\ub2c8\ub2e4. \uc774\ub294 \ub2ec\ub7ec\ud654 \uac15\uc138 \uc2dc\uae30\uc5d0 \ube44\uc2f8\uac8c \ud658\uc804\ud558\uc5ec \uc8fc\uc2dd\uc744 \uc0c0\ub2e4\uac00, \ub2ec\ub7ec\ud654 \uc57d\uc138 \uc2dc\uae30\uc5d0 \uc8fc\uc2dd\uc744 \ub9e4\ub3c4\ud558\uace0 \uc6d0\ud654\ub85c \ubc14\uafb8\ub294 \uacfc\uc815\uc5d0\uc11c \ud658\uc728\uc758 \uc5ed\ud48d\uc744 \ub9de\uc558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ud658\uc728\uc740 \uc218\uc775\ub960\uc744 \uc99d\ud3ed\uc2dc\ud0a4\ub294 \ub4e0\ub4e0\ud55c \uc6b0\uad70\uc774 \ub420 \uc218\ub3c4 \uc788\uc9c0\ub9cc, \uc21c\uc2dd\uac04\uc5d0 \ub0b4 \uc790\uc0b0\uc744 \uac09\uc544\uba39\ub294 \uc18c\ub9ac \uc5c6\ub294 \uc9c0\uc6b0\uac1c\uac00 \ub420 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\u2018\ud0b9\ub2ec\ub7ec\u2019\uc758 \ub2fb\uacfc \ud558\ub77d\uc7a5\uc758 \ud53c\ub09c\ucc98, \ud658\uc728\uc758 \uc790\uc815 \uc791\uc6a9<\/strong><\/p>\n\n\n

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\uc5ed\uc0ac\uc801\uc73c\ub85c \uae00\ub85c\ubc8c \uacbd\uae30 \uce68\uccb4\uae30\uc5d0 \uc6d0\/\ub2ec\ub7ec \ud658\uc728\uc740 \uc0c1\uc2b9\ud558\uba70 \ubbf8\uad6d \uc8fc\uc2dd \ud558\ub77d \ud3ed\uc744 \uc0c1\uc1c4\ud558\ub294 \ubc29\uc5b4\ub9c9 \uc5ed\ud560\uc744 \ud574\uc654\uc2b5\ub2c8\ub2e4. \/ AI \uc0dd\uc131\uc774\ubbf8\uc9c0<\/figcaption><\/figure>\n<\/div>\n\n\n

\uadf8\ub807\ub2e4\uba74 \ud658\uc728\uc740 \ub298 \ud22c\uc790\uc790\ub97c \uad34\ub86d\ud788\ub294 \ubd88\ud655\uc2e4\uc131\uc758 \uc694\uc778\uc774\uae30\ub9cc \ud560\uae4c\uc694? \uc790\ubcf8\uc2dc\uc7a5\uc758 \uc5ed\uc0ac\uc801 \ub370\uc774\ud130\ub97c \uc0b4\ud3b4\ubcf4\uba74 \uaf2d \uadf8\ub807\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \ud55c\uad6d \uacbd\uc81c\uc640 \ubbf8\uad6d \uacbd\uc81c\uc758 \uad6c\uc870\uc801 \ucc28\uc774 \ub54c\ubb38\uc5d0, \uc6d0\/\ub2ec\ub7ec \ud658\uc728\uc740 \ubbf8\uad6d \uc8fc\uc2dd \ud22c\uc790\uc790\uc5d0\uac8c \uc77c\uc885\uc758 ‘\ucc9c\uc5f0 \uc5d0\uc5b4\ubc31’ \uc5ed\ud560\uc744 \uc218\ud589\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc804 \uc138\uacc4\uc801\uc778 \uacbd\uc81c \uc704\uae30\ub098 \uc9c0\uc815\ud559\uc801 \ub9ac\uc2a4\ud06c\uac00 \ubc1c\uc0dd\ud558\uba74 \uc790\ubcf8 \uc2dc\uc7a5\uc740 \uc548\uc804 \uc790\uc0b0\uc778 \ub2ec\ub7ec\ud654\ub85c \uc3e0\ub9ac\uac8c \ub418\uba70, \uc774\uc5d0 \ub530\ub77c \uc6d0\/\ub2ec\ub7ec \ud658\uc728\uc740 \uae09\ub4f1\ud558\uac8c \ub429\ub2c8\ub2e4. \uc774\ub54c \ubbf8\uad6d \uc99d\uc2dc\uac00 \ud3ed\ub77d\ud558\ub354\ub77c\ub3c4, \ud658\uc728 \uc0c1\uc2b9(\ub2ec\ub7ec \uac15\uc138)\uc774 \uc6d0\ud654 \ud658\uc0b0 \uac00\uce58\ub97c \uc9c0\ud0f1\ud574\uc8fc\uba74\uc11c \uacc4\uc88c\uc758 \ud3c9\uac00 \uc190\uc2e4\uc744 \uadf9\uc801\uc73c\ub85c \ubc29\uc5b4\ud574\uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc2e4\uc81c\ub85c \uacfc\uac70 \uae08\uc735\uc704\uae30\ub098 \uc99d\uc2dc \uae09\ub77d\uae30\ub9c8\ub2e4 \ubbf8\uad6d \uc9c0\uc218 \uc790\uccb4\ub294 30% \uac00\uae4c\uc774 \ud3ed\ub77d\ud588\uc74c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \uad6d\ub0b4 \uc11c\ud559\uac1c\ubbf8\ub4e4\uc758 \uc6d0\ud654 \uae30\uc900 \uc190\uc2e4\ub960\uc740 10% \ub0b4\uc678 \ubc29\uc5b4\ub418\ub294 \ud604\uc0c1\uc774 \uad00\uce21\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc6d0\ud654 \uc790\uc0b0\ub9cc \ubcf4\uc720\ud55c \ud22c\uc790\uc790\ub4e4\uc5d0 \ube44\ud574 \uc5c4\uccad\ub09c \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ubc29\uc5b4\ub825\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc774 \uc790\uc815 \uc791\uc6a9\uc758 \ub2ec\ucf64\ud568\uc740 \ubc18\ub300\uc758 \uc0c1\ud669\uc5d0\uc11c \ub3c5\uc57d\uc73c\ub85c \ub3cc\uc544\uc635\ub2c8\ub2e4. \uc704\uae30\uac00 \uc9c0\ub098\uac00\uace0 \uae00\ub85c\ubc8c \uacbd\uae30\uac00 \ud68c\ubcf5\ub418\uc5b4 \ubbf8\uad6d \uc99d\uc2dc\uac00 \ubcf8\uaca9\uc801\uc73c\ub85c \ubd88\uc7a5\uc744 \ub9de\uc774\ud560 \ub54c, \ud658\uc728\uc740 \uc548\uc815\ud654\ub418\uba70 \uc544\ub798\ub85c \uaebe\uc774\uae30(\uc6d0\ud654 \uac15\uc138) \ub9c8\ub828\uc785\ub2c8\ub2e4. \uc9c0\uc218\uac00 \uc804\uace0\uc810\uc744 \ub6ab\uace0 \uc62c\ub77c\uac00\ub3c4 \ub0b4 \uacc4\uc88c\uc758 \uc6d0\ud654 \uac00\uce58\ub294 \uc0dd\uac01\ubcf4\ub2e4 \ub354\ub514\uac8c \ud68c\ubcf5\ub418\ub294 ‘\uc0c1\uc2b9\uc7a5\uc758 \uc18c\uc678 \ud604\uc0c1’\uc774 \ubc1c\uc0dd\ud558\ub294 \uc774\uc720\uac00 \ubc14\ub85c \uc5ec\uae30\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\ud658\uc804 \uc2a4\ud504\ub808\ub4dc\uc640 \uc138\uae08: \uac70\ub798 \ube44\uc6a9\uc758 \uc0ac\uac01\uc9c0\ub300<\/strong><\/p>\n\n\n

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\ub9e4\uc218\u00b7\ub9e4\ub3c4 \uc2dc\uc810\uc758 \ud658\uc804 \uc218\uc218\ub8cc\uc640 \uc138\uae08 \uc0b0\uc815 \uae30\uc900 \ud658\uc728\uc744 \uc774\ud574\ud574\uc57c \uc0c8\uc5b4\ub098\uac00\ub294 \ube44\uc6a9\uc744 \ub9c9\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \/ \ud55c\uad6d\uacbd\uc81c<\/figcaption><\/figure>\n<\/div>\n\n\n

\ud658\uc728\uc774 \uc218\uc775\ub960\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc740 \ube44\ub2e8 \uc9c0\uc218\uc758 \ub4f1\ub77d\uc5d0\ub9cc \uad6d\ud55c\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc2e4\uc804 \ub9e4\ub9e4\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 ‘\ud658\uc804 \uc218\uc218\ub8cc(\uc2a4\ud504\ub808\ub4dc)’\uc640 \uad6d\uac00\uc5d0 \ub0a9\ubd80\ud558\ub294 ‘\uc138\uae08’\uc758 \uc601\uc5ed\uc73c\ub85c \ub4e4\uc5b4\uac00\uba74 \ubb38\uc81c\ub294 \ub354\uc6b1 \ubcf5\uc7a1\ud574\uc9d1\ub2c8\ub2e4. \uc99d\uad8c\uc0ac\ub4e4\uc774 \ud574\uc678 \uc8fc\uc2dd \uc720\uce58\ub97c \uc704\ud574 \ud658\uc804 \uc6b0\ub300\uc728 90~100%\ub97c \uc678\uce58\uace0 \uc788\uc9c0\ub9cc, \uc5ec\uc804\ud788 \uc0b4 \ub54c\uc640 \ud314 \ub54c\uc758 \ud658\uc728 \ucc28\uc774\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uac70\ub798 \ube44\uc6a9\uc740 \ubb34\uc2dc\ud560 \uc218 \uc5c6\ub294 \uc218\uc900\uc785\ub2c8\ub2e4. \uc7a6\uc740 \ub9e4\ub9e4\ub97c \ubc18\ubcf5\ud558\ub294 \ud22c\uc790\uc790\ub77c\uba74 \uc8fc\uc2dd \ub9e4\ub9e4 \uc218\uc218\ub8cc \uc678\uc5d0 \uc774 \ud658\uc804 \ube44\uc6a9\ub9cc\uc73c\ub85c\ub3c4 \ucd08\uae30 \uc218\uc775\ub960\uc758 \uc0c1\ub2f9 \ubd80\ubd84\uc744 \uc7a0\uc2dd\ub2f9\ud558\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

\ub354\uc6b1\uc774 \ub300\ud55c\ubbfc\uad6d \uc138\ubc95\uc0c1 \ud574\uc678 \uc8fc\uc2dd\uc758 \uc591\ub3c4\uc18c\ub4dd\uc138(\uc5f0\uac04 \uc21c\uc218\uc775 250\ub9cc \uc6d0 \ucd08\uacfc\ubd84\uc5d0 \ub300\ud574 22%)\ub97c \uc0b0\uc815\ud560 \ub54c, \uae30\uc900\uc774 \ub418\ub294 \uac83\uc740 ‘\ub9e4\uc218 \ub2f9\uc2dc\uc758 \uc6d0\ud654 \ud658\uc0b0 \uae08\uc561’\uacfc ‘\ub9e4\ub3c4 \ub2f9\uc2dc\uc758 \uc6d0\ud654 \ud658\uc0b0 \uae08\uc561’\uc758 \ucc28\uc774\uc785\ub2c8\ub2e4. \uc989, \ub0b4\uac00 \ub2ec\ub7ec \uae30\uc900\uc73c\ub85c\ub294 \uc8fc\uc2dd \ud22c\uc790\uc5d0\uc11c \uc190\ud574\ub97c \ubcf4\uc558\ub354\ub77c\ub3c4, \ub9e4\uc218 \uc2dc\uc810\ubcf4\ub2e4 \ub9e4\ub3c4 \uc2dc\uc810\uc758 \ud658\uc728\uc774 \ud06c\uac8c \uc62c\ub77c \uc6d0\ud654 \uae30\uc900 \uc218\uc775\uc774 \ubc1c\uc0dd\ud588\ub2e4\uba74 \uc138\uae08\uc744 \ud1a0\ud574\ub0b4\uc57c \ud558\ub294 \uc5b5\uc6b8\ud55c \uc0c1\ud669\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\ub300\ub85c \ub2ec\ub7ec \uae30\uc900 \ud070 \uc774\uc775\uc744 \ub0c8\uc5b4\ub3c4 \ud658\uc728\uc774 \ud3ed\ub77d\ud574 \uc6d0\ud654 \uae30\uc900 \uc190\uc2e4\uc774 \ub0ac\ub2e4\uba74 \uacfc\uc138 \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678\ub429\ub2c8\ub2e4. \uad6d\uac00\uc870\ucc28\ub3c4 \ubbf8\uad6d \uc8fc\uc2dd\uc758 \ubcf8\uc9c8\uc744 ‘\uc6d0\ud654 \uc790\uc0b0\uc758 \ubcc0\ub3d9 \uacb0\uacfc’\ub85c \ubcf4\uace0 \uc788\ub2e4\ub294 \uba85\ubc31\ud55c \uc99d\uac70\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

NOTECONOMY\uc758 \uc870\uc5b8: \ud658\uc728\uc744 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \ud1b5\uc81c \uac00\ub2a5\ud55c \ubcc0\uc218\ub85c \ub9cc\ub4dc\ub294 \ubc95<\/strong><\/p>\n\n\n

\n
\"\"
\ub2ec\ub7ec \ubd84\ud560 \ud658\uc804\uacfc \ud658\ud5e4\uc9c0 \uc0c1\ud488\uc758 \uc804\ub7b5\uc801 \ubc30\uce58\ub97c \ud1b5\ud574 \uc678\ud658 \ub9ac\uc2a4\ud06c\ub97c \uad00\ub9ac\ud574\uc57c \ud569\ub2c8\ub2e4. \/ \uc628\ub77c\uc778 \ucee4\ubba4\ub2c8\ud2f0<\/figcaption><\/figure>\n<\/div>\n\n\n

\uacb0\ub860\uc801\uc73c\ub85c \ubbf8\uad6d \uc8fc\uc2dd\uc744 \ud558\uba74\uc11c \ud658\uc728\uc744 \uc2e0\uacbd \uc4f0\uc9c0 \uc54a\ub294 \uac83\uc740, \uc790\ub3d9\ucc28\uc758 \uc5d4\uc9c4 \uc131\ub2a5\ub9cc \uc810\uac80\ud558\uace0 \ubc14\ud034\uc758 \ud391\ud06c\ub294 \ubc29\uce58\ud558\ub294 \uac83\uacfc \uac19\uc2b5\ub2c8\ub2e4. \ud604\uba85\ud55c \uc11c\ud559\uac1c\ubbf8\ub77c\uba74 \ubaa9\ud45c \uc218\uc775\ub960\uc744 \uc124\uc815\ud560 \ub54c \ubc18\ub4dc\uc2dc \ud604\uc7ac \ud658\uc728\uc758 \uc704\uce58\uac00 \uc5ed\uc0ac\uc801 \ubc34\ub4dc(Band)\uc0c1 \uace0\uc810\uc778\uc9c0 \uc800\uc810\uc778\uc9c0\ub97c \uba3c\uc800 \ud30c\uc545\ud574\uc57c \ud569\ub2c8\ub2e4. \ud658\uc728\uc774 \uacfc\uac70 \ud3c9\uade0\uce58\ubcf4\ub2e4 \uacfc\ub3c4\ud558\uac8c \ub192\uc740 ‘\uace0\ud658\uc728’ \uad6d\uba74\uc5d0\uc11c \ubbf8\uad6d \uc8fc\uc2dd\uc744 \ub300\ub7c9 \ub9e4\uc218\ud558\ub294 \uac83\uc740, \ud5a5\ud6c4 \uc8fc\uac00\uac00 \uc624\ub974\ub354\ub77c\ub3c4 \ud658\ucc28\uc190\uc73c\ub85c \uc778\ud574 \uc218\uc775\ub960\uc774 \ub9c8\ubaa8\ub420 \uc704\ud5d8\uc744 \uc790\ucd08\ud558\ub294 \ud589\uc704\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\ub178\ud2b8\ucf54\ub178\ubbf8\uac00 \uc81c\uc5b8\ud558\ub294 \ub300\uc751 \uc804\ub7b5\uc740 \ud06c\uac8c \uc138 \uac00\uc9c0\uc785\ub2c8\ub2e4. \uccab\uc9f8, \uc8fc\uc2dd\uc758 \ubd84\ud560 \ub9e4\uc218\ub9cc\ud07c\uc774\ub098 ‘\ud658\uc728\uc758 \ubd84\ud560 \ud658\uc804’\uc744 \uc0dd\ud65c\ud654\ud558\uc2ed\uc2dc\uc624. \ub9e4\ub2ec \uc77c\uc815\ud55c \uae08\uc561\uc744 \ub2ec\ub7ec\ub85c \ud658\uc804\ud574 \ub450\ub294 ‘\ud658\uc728 \ud3c9\uade0\ub2e8\uac00 \ud6a8\uacfc(Dollar Cost Averaging)’\ub97c \ud65c\uc6a9\ud558\uba74 \uc678\ud658 \uc2dc\uc7a5\uc758 \ub2e8\uae30\uc801 \ub178\uc774\uc988\ub97c \uc0c1\uc1c4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub458\uc9f8, \ud658\uc728\uc774 \uace0\uc810\uc774\ub77c\uace0 \ud310\ub2e8\ub418\uc9c0\ub9cc \ubbf8\uad6d \uc8fc\uc2dd\uc758 \uc0c1\uc2b9 \uae30\ud68c\ub97c \ub193\uce58\uace0 \uc2f6\uc9c0 \uc54a\ub2e4\uba74, \uc6d0\ud654\ub85c \ud22c\uc790\ud558\ub418 \ud658\uc728 \ubcc0\ub3d9\uc744 \ubc29\uc5b4\ud558\ub294 ‘\ud658\ud5e4\uc9c0(H)’\ud615 ETF\ub97c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \uc11e\uc5b4 \ub9ac\uc2a4\ud06c\ub97c \ubd84\uc0b0\ud558\uc2ed\uc2dc\uc624. \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ub9e4\ub3c4 \uc2dc\uc810\uc758 \ud658\uc728\uc774 \ubd88\ub9ac\ud558\ub2e4\uba74 \uc989\uc2dc \uc6d0\ud654\ub85c \ud658\uc804\ud558\uc9c0 \uc54a\uace0 \ub2ec\ub7ec \uc608\uc218\uae08 \uc0c1\ud0dc\ub85c \ubcf4\uc720\ud558\uba70 \ub2e4\uc74c \ud22c\uc790 \uae30\ud68c\ub97c \ub178\ub9ac\uac70\ub098 \uc678\ud654 RP \ub4f1\uc73c\ub85c \uad74\ub9ac\ub294 \uc720\uc5f0\ud568\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc9c0\uc218\ub97c \uc774\uae30\ub294 \ud22c\uc790\uc790\ub294 \ub9ce\uc9c0\ub9cc, \ud658\uc728\uc758 \ud750\ub984\uc744 \uac70\uc2a4\ub974\ub294 \ud22c\uc790\uc790\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \ud1b5\ud654\uc758 \uac00\uce58\ub77c\ub294 \uac70\ub300\ud55c \ud574\ub958\ub97c \uc77d\uace0 \uadf8 \uc704\uc5d0 \ub3db\uc744 \uc62c\ub9b4 \ub54c, \ube44\ub85c\uc18c \uc5ec\ub7ec\ubd84\uc758 \ud574\uc678 \ud22c\uc790\ub294 \uc628\uc804\ud55c \uacb0\uc2e4\uc744 \ub9fa\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

<\/p>","protected":false},"excerpt":{"rendered":"

\uc8fc\uac00 \uc0c1\uc2b9\uc758 \uae30\uc068 \ub4a4\uc5d0 \uc228\uc740 \ubcf5\ubcd1\ub2ec\ub7ec \ubcc0\ub3d9\uc131\uc774 \ub9cc\ub4dc\ub294 \uc6d0\ud654 \uc218\uc775\ub960\uc758 \ucc29\uc2dc \ud604\uc0c1\ud574\uc678 \ud22c\uc790\uc790\uac00 \ubc18\ub4dc\uc2dc \uad6c\ucd95\ud574\uc57c \ud560 \ud658\uc728 \ubc29\uc5b4\uc120 \ud574\uc678 \uc8fc\uc2dd \ud22c\uc790, \ud2b9\ud788 \ubbf8\uad6d \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud558\ub294 ‘\uc11c\ud559\uac1c\ubbf8’\uc758 \uaddc\ubaa8\uac00 \ud3ed\ubc1c\uc801\uc73c\ub85c \uc99d\uac00\ud558\uba74\uc11c \ubbf8 \ub300\ud615 \uae30\uc220\uc8fc\ub098 \uc9c0\uc218 \ucd94\uc885 ETF \ud22c\uc790\ub294 \uc774\uc81c \uad6d\ubbfc \uc7ac\ud14c\ud06c\uc758 \ubc18\uc5f4\uc5d0 \uc62c\ub790\uc2b5\ub2c8\ub2e4. \ub9e4\uc77c \ubc24 \ub274\uc695 \uc99d\uc2dc\uc758 \uc815\uaddc\uc7a5\uc774 \uc5f4\ub9ac\uba74 \ub9ce\uc740 \ud22c\uc790\uc790\uac00 \uc790\uc2e0\uc774 \ubcf4\uc720\ud55c \uc885\ubaa9\uc758 \uc8fc\uac00 \ub4f1\ub77d\uc5d0 \uc77c\ud76c\uc77c\ube44\ud558\uace4 … Read more<\/a><\/p>","protected":false},"author":1,"featured_media":636,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[122],"tags":[364,362,360,29,361],"class_list":["post-635","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy","tag-364","tag-362","tag-360","tag-29","tag-361"],"jetpack_featured_media_url":"https:\/\/noteconomy.com\/wp-content\/uploads\/2026\/06\/Frame-1-1-1-2.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/noteconomy.com\/en\/wp-json\/wp\/v2\/posts\/635","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noteconomy.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noteconomy.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noteconomy.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/noteconomy.com\/en\/wp-json\/wp\/v2\/comments?post=635"}],"version-history":[{"count":2,"href":"https:\/\/noteconomy.com\/en\/wp-json\/wp\/v2\/posts\/635\/revisions"}],"predecessor-version":[{"id":642,"href":"https:\/\/noteconomy.com\/en\/wp-json\/wp\/v2\/posts\/635\/revisions\/642"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/noteconomy.com\/en\/wp-json\/wp\/v2\/media\/636"}],"wp:attachment":[{"href":"https:\/\/noteconomy.com\/en\/wp-json\/wp\/v2\/media?parent=635"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noteconomy.com\/en\/wp-json\/wp\/v2\/categories?post=635"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noteconomy.com\/en\/wp-json\/wp\/v2\/tags?post=635"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}